When it comes to truck insurance for your company, one size does not fit all. Your business is unique – no two companies are identical, therefore your insurance needs should also be unique. This is where tailor made truck insurance comes into play..
There are several benefits of opting for tailor made truck insurance. Your insurance should have a policy of coverage that is tailored to your specific needs and does not include unnecessary coverage. By doing this, you can save premium costs. In addition, another benefit is the fact that you can also add on other components of coverage to your insurance needs such as cargo liability, general liability and so on.
Various factors need to be taken into account when obtaining a tailor made truck insurance quote. These include:
Single or Multiple Trucks: Whether you only have one truck or a large fleet of over 20 trucks, you can find something that caters to your individual needs.
Type of Truck: Your insurance premium and package depends on the type of vehicle that you have, as well as the year, make and model of the vehicle. Example of truck types include Prime Mover, Cab Chassis, Table Top, Tow truck, Refrigerated Pantech and more.
Radius of Operation: Your radius of operation is also important when determining what sort of premium you will be paying. This can be within a few hundred kilometres or a few thousand kilometres, or Australia-wide.
Types of Good Carried: These include general goods, waste disposal, refrigerated goods, furniture, vehicle carrier, livestock etc.
Additional Cover: Your premium will also depend on what sort of cover you are looking for, that is whether you want trailer cover, public liability cover and marine goods cover to be included.
Disclosure: There are a few things that need to be disclosed in order to get a better idea of what will suit you better, such as the number of years your business has been established, the number of years that you have been continuously insured previously, the number of claims that have been made in the past five years, and if your driver has had any driving convictions in the past five years.
It is best to consult the services of a company that specializes in truck insurance, if you are looking for tailor made truck insurance. By doing so, you know that every small detail or component regarding truck insurance will be covered.
Yes Insurance are truck insurance specialists in Australia with agents that are well experienced and versed with dealing with tailor made truck insurance solutions for all requirements. Call us on 1300 726 113 for a tailor made truck insurance assessment.
