Personal Accident & Illness Insurance

Personal Accident & Illness Insurance is now available for transport operators and offers coverage for individuals seeking protection against Injuries or Illnesses they might experience. The coverage can be tailored to meet your specific requirements, encompassing weekly benefits, capital benefits, and optional coverage for weekly business expenses. This ensures support in the event of Injury or Illness that leaves you unable to work.

Personal Accident & Illness

Weekly Payments Following Injury or Illness When You Are Unable to Work

The importance of preserving your financial stability in the event of Injury or Illness is crucial for sustaining your families income. Personal Accident & Injury Insurance can provide financial support by offering payments if you are unable to work and earn your regular income due to accident, Injury or Illness.

What Does it Cover?

Personal Accident & Illness Insurance is available for transport operators and can be tailored to suit your circumstances. Here are our three most popular options:

Up to

$500

in Weekly Benefits

Weekly Benefits: $500
Duration: 104 Weeks
Excess Period: 14 Days
Capital Benefits: $50,000
Annual Premium: $1,530
Monthly Premium: $142 (approx.)

Up to

$1,000

in Weekly Benefits

Weekly Benefits: $1,000
Duration: 104 Weeks
Excess Period: 14 Days
Capital Benefits: $100,000
Annual Premium: $2,860
Monthly Premium: $265 (approx.)

Up to

$2,000

in Weekly Benefits

Weekly Benefits: $2,000
Duration: 104 Weeks
Excess Period: 14 Days
Capital Benefits: $100,000
Annual Premium: $4,980
Monthly Premium: $461 (approx.)

Get a Quick Quote

Eligibility

To qualify for Personal Accident & Illness Insurance, you need to meet the following criteria:

Permanent resident in Australia
Under 65 years of age
Not playing any professional sports
No Personal Accident or Illness claims in the last 5 years
No pre-existing Injuries or Illnesses
Drivers travelling less than 400km

Unsure or don’t meet this criteria? Give us a call 1300 726 113

Personal Accident & Illness Insurance is subject to the complete terms and conditions of the policy, including any relevant exclusions.

Throughout this page, certain words will appear with capital letters. These words have special meaning and are included in the General Definitions section of the Policy.

Please refer to the definitions for their meaning. Any reference to an Act, legislation or legislative instrument on this page also refers to that Act, legislation or legislative instrument as amended and may be in force from time to time. You can find these definitions and more information by reading the PDS Document.

An Excess Period refers to the waiting duration, expressed in days, before a payment is issued under the coverage provided by the policy.

Frequently Asked Questions

What falls within the scope of coverage in this particular policy?

Benefits for Injuries on a Weekly Basis
Benefits for Sickness on a Weekly Basis
Lump Sum Payments as Capital Benefits
Tailor made coverage to align with specific requirements for truck drivers

What is Injury and Illness Weekly Benefits Cover?

Receive weekly benefit payments, equivalent to 80% of your average weekly income (or another agreed value), in the event of Accidental Injury or Illness that renders you unable to work.
The Excess Period begins 14 days before the commencement of payments.
Approved claims can result in payments for up to 104 weeks, depending on the coverage level you choose at the time of purchasing this policy.

Latest Articles

Truck Insurance

The trucking industry is a vital component of the Australian economy. Many truck owners understand the risks involved – trucks can get into accidents and goods can be stolen or damaged, leading to astronomical expenses, which could shut down a business. Yes Insurance provides tailor made truck insurance services for...

Business Insurance

Savvy business owners understand that any company stands a chance to be sued for any reason or act which is proven to be his or her fault, or that one major uninsured event such as a fire, could be detrimental to your business. No matter what size your business is...

Commercial Truck Insurance

All you need to know about commercial truck insuranceCommercial truck insurance is an essential component of any business, whether you are a small business owner with one commercial truck or a large company with a fleet of trucks. Since no two businesses are alike when it comes to using their...

Tailor Made Truck Insurance – Important Factors!

When it comes to truck insurance for your company, one size does not fit all. Your business is unique – no two companies are identical, therefore your insurance needs should also be unique. This is where tailor made truck insurance comes into play..There are several benefits of opting for tailor...

Services

Services