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Personal Accident & Illness Insurance

Personal Accident & Illness Insurance is now available for transport operators and offers coverage for individuals seeking protection against Injuries or Illnesses they might experience. The coverage can be tailored to meet your specific requirements, encompassing weekly benefits, capital benefits, and optional coverage for weekly business expenses. This ensures support in the event of Injury or Illness that leaves you unable to work.

Weekly Payments Following Injury or Illness When You Are Unable to Work

The importance of preserving your financial stability in the event of Injury or Illness is crucial for sustaining your families income. Personal Accident & Injury Insurance can provide financial support by offering payments if you are unable to work and earn your regular income due to accident, Injury or Illness.

What Does it Cover?

Personal Accident & Illness Insurance is available for transport operators and can be tailored to suit your circumstances. Here are our three most popular options:

Up to

$500

in Weekly Benefits

  • Weekly Benefits: $500
  • Duration: 104 Weeks
  • Excess Period: 14 Days
  • Capital Benefits: $50,000
  • Total Premium: $1,530

Up to

$1,000

in Weekly Benefits

  • Weekly Benefits: $500
  • Duration: 104 Weeks
  • Excess Period: 14 Days
  • Capital Benefits: $100,000
  • Total Premium: $2,860

Up to

$2,000

in Weekly Benefits

  • Weekly Benefits: $500
  • Duration: 104 Weeks
  • Excess Period: 14 Days
  • Capital Benefits: $100,000
  • Total Premium: $4,980








    Eligibility

    To qualify for Personal Accident & Illness Insurance, you need to meet the following criteria:

    • Permanent resident in Australia
    • Under 65 years of age
    • Not playing any professional sports
    • No Personal Accident or Illness claims in the last 5 years
    • No pre-existing Injuries or Illnesses
    • Drivers travelling less than 400km

    Unsure or don’t meet this criteria? Give us a call 1300 726 113

    Personal Accident & Illness Insurance is subject to the complete terms and conditions of the policy, including any relevant exclusions.

    Throughout this page, certain words will appear with capital letters. These words have special meaning and are included in the General Definitions section of the Policy.

    Please refer to the definitions for their meaning. Any reference to an Act, legislation or legislative instrument on this page also refers to that Act, legislation or legislative instrument as amended and may be in force from time to time. You can find these definitions and more information by reading the PDS Document.

    An Excess Period refers to the waiting duration, expressed in days, before a payment is issued under the coverage provided by the policy.

    Frequently Asked Questions

    • Benefits for Injuries on a Weekly Basis
    • Benefits for Sickness on a Weekly Basis
    • Lump Sum Payments as Capital Benefits
    • Tailor made coverage to align with specific requirements for truck drivers
    • Receive weekly benefit payments, equivalent to 80% of your average weekly income (or another agreed value), in the event of Accidental Injury or Illness that renders you unable to work.
    • The Excess Period begins 14 days before the commencement of payments.
    • Approved claims can result in payments for up to 104 weeks, depending on the coverage level you choose at the time of purchasing this policy.

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